The following is a list of preferred lenders. The lender is the institution from which the money is actually borrowed. In a private loan program, the lender establishes the interest rate and the terms of the loan. Some lenders offer special incentives that reduce your loan balance or lower your interest rate. You may want to visit their web sites for more information.
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Lender Information
Borrower Benefits & Customer Service
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Benefits
Interest Rate: As low as Prime minus 0.50%, based on credit rating and co-signer presence Repayment up to 20 years 0.25% interest rate reduction for auto debit (must enroll and only receive statements electronically) 0.50% interest rate reduction when you make your first 48 consecutive monthly payments on time Loan can be certified for balances incurred within the last 12 months
Services
No minimum Satisfactory academic progress not required Enrolled full-time, half-time or less than half-time
Benefits
$1,000 minimum Up to 25 year payback
Services
Interest Rate:Varies by lender Borrow for past due balances owed to school Co-signer release option is available Enrolled at least half-time
Benefits
Interest Rate: Libor + 2.5% to LIBOR +9.5% Minimum 0.50% interest rate reduction when payments are made via auto debit Minimum Loan Amount: $1000 Repayment begins 6 months after graduation or when the student drops to less than half-time enrollment Repayment term is 15 years, with option to extend up to 30 years for higher aggregate loan balances Co-signer release option available after student makes first 24 on-time payments of principal and interest and borrower credit check 24x7 online account management with Manage Your Loans
Services
Annual Loan Amount: Cost of education less financial aid Student borrowers who have established good credit can get approved on their own, with no income requirement One monthly billing statement for all loans (Federal Stafford and Signature Student Loans) owned and serviced by Sallie Mae Degree seeking student
Benefits
0.50% interest rate reduction at repayment upon verification of graduation with the Wells Fargo Student Graduation BenefitSM Program 0.25% interest rate reduction at repayment when Wells Fargo automatically withdraws payments from a personal checking or savings account - discount is removed if automatic payments are cancelled Loan has no origination, disbursement, or repayment fees. Cosigner release after the first 24 consecutive on-time monthly payments. Prime + (0% to 5.99%)
Services
Combined billing of Federal Stafford, Federal PLUS, and private loans. One place for all your financial needs. Wells Fargo offers banking products and services, such as the College Combo®, a suite of banking accounts and services designed for college students. With Wells Fargo, you’ll get high quality service throughout your borrowing experience.
Benefits
Interest Rate: LIBOR + 2.95% to 5.45% based on credit history of borrower and/or co-signer Minimum: $1,000 Up to 20 year repayment 0.25% interest rate reduction when loan payments are deducted directly from a checking or savings account
Services
Maximum: Cost of attendance less financial aid Aggregate Limit: None Must be enrolled at least half-time in a degree or certificate program at a TERI-approved school Co-signer release option available Making satisfactory academic progress A U.S. citizen, permanent resident, or an international student with a qualified creditworthy U.S. citizen or permanent resident co-applicant
Benefits
Interest Rate:
Prime + 0.00%, 1.95%, or 3.95% depending upon the credit history of the borrower $1,000 minimum Up to 15 year payback 0.25% interest rate reduction for autopay option Additional 0.25% interest rate reduction for autopay from a U.S. Bank checking or savings account
Services
Enrolled at least part-time
Benefits
Interest Rate: Three-month average of one-month LIBOR + 2.25% to 6.75%, adjusted quarterly Minimum Loan Amount: $1,000 Aggregate Limit: Up to $120,000 (includes all federal and non-federal education loan debt) Repayment starts 180 days after graduation, school separation, or residency end date Repayment terms as long as 25 years for loans of $40,000 or more; up to 20 years for loans less than $40,000 0.50% interest rate reduction available to qualified borrowers who make 48 consecutive on-time payments Co-borrower release available to qualified borrowers who make 48 consecutive on-time payments
Services
Annual Maximum Loan Amount: Up to the cost of education less financial aid You must be enrolled at least half-time in a degree or certificate program at an approved institution
Benefits
Origination fees as low as 0% Interest rate as low as prime plus 0% (as low as prime minus 0.75% in repayment) Instant credit decisions Interest capitalized only at repayment to save you money Flexible repayment terms based on loan balance, with up to 30 years to repay Loan consultants available to assist borrowers 24 hours a day, 7 days a week at 800.892.1588 A qualified co-borrower will always improve terms Borrow up to the total cost of attendance, minus other aid received No payments for six-months after graduating or dropping below half-time enrollment May apply for co-borrower release after making any 24 consecutive, scheduled payments on time and independently meeting credit and eligibility criteria for the loan
Services
Instant credit decisions Loan consultants available to assist borrowers 24 hours a day, 7 days a week at 800.892.1588
Benefits
CampusDoor School-Certified Loan 12 Month Grace Period! Interest Rate as low as Prime minus 0.50% Origination fee as low as 0% 0.50% automatic interest rate reduction for Auto-debit 0.50% interest rate reduction after making first 48 consecutive payments On-time Cosigner release is available Deferred payments during in-school periods Funds may be applied for up to 8 months in arrears
Benefits
Interest Rate:3-month LIBOR + 3.30% for co-signed loans; 3-month LIBOR + 3.85% for non-cosigned loans $500 minimum 10-20 year payback Co-signer release option after 48 consecutive on time payments
Services
Easy Master Loan Note Application Process - students complete an application just once At least part-time enrollment
